AEPS · Transactions

List Banks

Banks supported for AEPS, with the bank IIN needed for transactions.

GET request

URL: https://uat-api.vizodigital.com/api/v1/aeps/banks

Include a valid Bearer token with every request

Code sample

curl -X GET "https://uat-api.vizodigital.com/api/v1/aeps/banks" \
  -H "X-API-Key: YOUR_API_KEY_OR_TOKEN" \
  -H "X-Timestamp: $(TZ=Asia/Kolkata date '+%Y-%m-%d %H:%M:%S')"

Success Response

{
    "status": "success",
    "data": [
        {
            "bank_name": "Bank Of Baroda / Dena Bank / Vijaya Bank",
            "bank_iin": "606985"
        },
        {
            "bank_name": "Punjab National Bank / Oriental Bank of Commerce / United Bank Of India",
            "bank_iin": "607027"
        },
        {
            "bank_name": "State Bank of India",
            "bank_iin": "607094"
        }
    ]
}

Failure response

{
    "message": "Invalid or revoked API key."
}

Overview

Returns the banks a customer can transact with. Use bank_iin and bank_name in Generate OTP and Transaction.

Headers

X-API-Key · string required

Your credential: either your `rr_live_` API key, or the Bearer token from `POST /api/v1/auth/client-credentials` (the same token every other API uses). The token may instead be sent as `Authorization: Bearer <token>`. A token follows the same IP whitelist as your keys, and all your tokens share one requests-per-minute allowance.

Example: rr_live_xxxxxxxxxxxxx
X-Timestamp · string required

Current time in IST as `YYYY-MM-DD HH:MM:SS` (or `YYYY-MM-DDTHH:MM:SS`). Do not add a timezone suffix such as `+05:30`. Must be within 15 seconds of our server time.

Example: 2026-10-03 10:30:45

Responses

200 · application/json default

Success

Example

{
    "status": "success",
    "data": [
        {
            "bank_name": "Bank Of Baroda / Dena Bank / Vijaya Bank",
            "bank_iin": "606985"
        },
        {
            "bank_name": "Punjab National Bank / Oriental Bank of Commerce / United Bank Of India",
            "bank_iin": "607027"
        },
        {
            "bank_name": "State Bank of India",
            "bank_iin": "607094"
        }
    ]
}

401 · application/json

Failed or rejected

Example

{
    "message": "Invalid or revoked API key."
}

Errors

INVALID_API_KEY · HTTP 401

Invalid or revoked API key.
```
{
    "message": "Invalid or revoked API key."
}
```
TIMESTAMP_OUT_OF_RANGE · HTTP 400

Request timestamp is outside the ±15 second window.
```
{
    "message": "Request timestamp is outside the ±15 second window."
}
```

service_not_enabled · HTTP 403

AEPS is not enabled for your account. Contact your account manager to activate it.

{
    "status": "error",
    "code": "service_not_enabled",
    "message": "AEPS is not enabled for your account. Contact your account manager to activate it."
}

RATE_LIMITED · HTTP 429

Rate limit exceeded.
```
{
    "message": "Rate limit exceeded."
}
```

Rate Limits

100/min